eKYB (electronic Know Your Business) verifies the identity and legitimacy of a business by matching business details (such as business name, tax ID, address, and associated individuals) against records in recognized government and commercial data sources. It enables business onboarding while supporting regulatory compliance across jurisdictions.
Incode eKYB offers two solutions:
- Verification: The end user submits business details, and the system verifies them against a source of truth. Verification returns match results for each submitted field along with enrichment details such as registration status and entity type.
- Prefill: An enrichment solution that lowers end-user friction by pre-filling verified business data from official registries. The end user submits only a tax ID and business name; the system returns additional details such as registered address and entity type. Prefill is currently available for Mexico only, in Flows only.
Both solutions are configured on the eKYB Dashboard configuration page.
Integrations
:white_check_mark: Web | :white_check_mark: iOS | :white_check_mark: Android | :white_check_mark: React Native | :white_check_mark: Flutter
How it Works
Verification
When the eKYB module runs in Verification mode, the end user is presented with a set of input fields collecting the business information required for verification. The fields shown depend on the module configuration and the country the end user selects for the check. Once the user submits their information, the module sends it to the eKYB source for the selected country and returns a set of match and status results that downstream Workflow or Flow steps can act on.
By default, the module performs the following:
- Collects business information from the end user through an input form.
- Prompts the end user to select the country the check should verify against.
- Submits the collected data to the eKYB source for the selected country.
- Returns match results for individual fields (such as business name, tax ID, address, and associated individuals) and an overall registration status for the business.
The module can also be configured to:
- Select which fields are collected from the end user (business name, address, tax ID, UBO, and directors).
- Branch the session on eKYB results using Workflow Conditions, including business name, tax ID verification, address verification, UBO name match, and address deliverability.
Prefill
When the eKYB module runs in Prefill mode, the end user submits only a tax ID and business name. The system looks up the business in official registries and returns matching business details (such as registered address and entity type) for pre-fill in the flow. Prefill does not verify submitted values; it retrieves and returns authoritative data.
Use eKYB
For instructions on implementing and configuring eKYB on each supported platform, use the following pages: