General reference · eKYC Reference

eKYC Reference

This section provides API-level reference material for Incode's eKYC (electronic Know Your Customer) product. Use these pages to understand response semantics, look up per-country source details, interpret reason codes, and retrieve eKYC data for a completed onboarding session.

For an overview of how to configure eKYC in your Dashboard, see eKYC Dashboard configuration and eKYC field requirements by source.

What's in this section

  • eKYC API Reference explains the response semantics for the External Verification (eKYC) endpoint: how to interpret match fields, status values, risk levels, metadata fields, reason codes, and Risk Add-ons. Start here if you are new to integrating with the eKYC API.
    • Fetch eKYC Data documents the endpoint for retrieving the original form input and risk data for a completed onboarding session.
  • eKYC Reason Codes provides the full list of reason codes returned by the eKYC API, organized by category (Phone, Email, Tax ID, Address).
  • eKYC Coverage lists all countries and data sources Incode supports for eKYC verification, including field requirements for each source. Individual country pages nested under Coverage provide API-level detail for the sources currently available in the Dashboard, including request parameters, response schemas, and overallLevel calculations.

How the pieces fit together

A typical eKYC integration flow uses these pages together:

  1. Choose a country and source from eKYC Coverage based on your customer base and use case.
  2. Review the country page for that source to understand its request parameters, response schema, and risk-level calculations.
  3. Refer to eKYC API Reference for shared response concepts (match field patterns, status values, risk levels) that apply across sources.
  4. Retrieve original form input and risk data for any session using Fetch eKYC Data.
  5. Interpret returned reason codes using eKYC Reason Codes.

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